Safe driving rewards users with a lower premiumCustomers get driver scores periodically
Citroen India has introduced a unique and innovative Usage Based Insurance (UBI) in collaboration with ICICI Lombard General Insurance for eC3 customers. This initiative encourages customers to adopt safe driving practices and reward them with lower insurance premium.
The UBI scheme is connected with vehicle usage as well as the driving behaviour of the driver over the insurance term. The renewal premium is calculated basis of the driving scores as per the evaluation of the same by the insurance company. Subject to customer consent, the vehicle/driving dynamics data is collected in real-time. This is then used for driver scoring and to determine the unique renewal premium for the owner.
This UBI can be opted for either at the time of purchase of the vehicle at the Citroen dealership or at a later date through Citroen’s My Connect App. Currently, the UBI facility is only offered for the eC3 buyers but will be rolled out for upcoming connected cars as well.
Drivers with high scores will be charged lesser renewal premiumsThis would encourage safer driving habits in the driver thus reducing road accidentsCustomers have access to driving scores periodicallyThe eC3 drivers will also get tips to improve their driving behaviours
The UBI program for eC3 customers will be available from August 2023.